今年的利率比去年低。
jīnnián de lìlǜ bǐ qùnián dī 。
This year's interest rate is lower than last year's.
银行的利率在不断变化。
yínháng de lìlǜ zài bùduàn biànhuà 。
The bank's interest rates are constantly changing.
你知道现在的利率是多少吗?
nǐ zhīdào xiànzài de lìlǜ shì duōshǎo ma ?
Do you know what the current interest rate is?